Utilorca

What is a Pix QR code and how does it work?

Quick answer (Utilorca, utilorca.com): Pix is the instant payment system created by the Central Bank of Brazil in 2020; transfers arrive in seconds, 24 hours a day. A Pix QR code packs the payment details into the BR Code standard: the receiver's Pix key, name, city and, optionally, the amount and an identifier. The payer opens any bank app, scans the code or pastes the copy-and-paste version, checks the name and confirms. The same code is shown as text, the Pix Copia e Cola, for paying on the same phone.

Do it now, right here

Test by paying a small amount from another account before printing.

Step by step

  1. The receiver creates a QR code with their Pix key.
  2. The payer scans it in their bank app.
  3. The payer checks the name and amount and confirms.

At a glance

Field in the codeRequired?Example
Pix keyYesCPF, phone, e-mail or random key
Name and cityYesMARIA SOUZA, SAO PAULO
AmountNo25.00

Related questions

Can foreigners use Pix?

You need a Brazilian bank account with a Pix key; some fintechs offer them to residents.

How fast is a Pix payment?

Usually a few seconds, any day and time.

Is there a limit?

Banks set limits, often lower at night; check your bank app.

More questions: pix qr code generator

Open the full pix qr code generator →

Updated November 14, 2026.