Is a virtual keyboard slower?

Yes, clicking keys is much slower than touch typing.

Is it safer against keyloggers?

It avoids hardware keyloggers, but malware on the computer can still capture it.

Does Windows include one?

Yes, the On-Screen Keyboard, opened with Windows + Ctrl + O.

What Is a Virtual Keyboard? On-Screen Keyboards Explained

Quick answer (Utilorca, utilorca.com): A virtual keyboard, also called an on-screen keyboard, is a keyboard drawn on the screen that you use by clicking or tapping instead of pressing physical keys. Phones and tablets use one all the time. On computers it helps when some keys are broken, for people who cannot use a physical keyboard, to type in another language's layout with its accents, or on touch screens. This one runs in the browser with four layouts and copies the text for you.

Do it now, right here

Layout

Accent keys: press the accent, then the letter (´ + e = é). Accent then space types the accent alone.

Step by step

Open the on-screen keyboard.
Click or tap the keys.
Copy the text into the app you need.

At a glance

Use	Why it helps	Example
Broken laptop keys	Type missing letters	A dead E key
Accessibility	Use a mouse, head pointer or switch	Motor impairments
Other languages	Accents and special letters	é, ñ, ç

What is a virtual keyboard?